A credit card for travel rewards helps you earn points or miles on your purchases, which can be redeemed for flights, hotels, and more. These credit cards are ideal for frequent travelers looking to save on trips and enjoy exclusive benefits.
Travel rewards credit cards provide perks like free checked bags, priority boarding, and access to airport lounges. Many cards also come with travel insurance and no foreign transaction fees, enhancing their value for international travel.
What are Air Miles and How Do they Work?
Air Miles or frequent flyer miles are the airline’s virtual currency that passengers can collect from the loyalty program operated by flight companies. You can redeem the points for upgrades ( business to first class), and other travel related rewards.
Cardholders can earn air miles by two different ways:
- By using a credit card – that offers points on travel categories or other.
- By flying the same airlines every time and becoming their loyal customer.
You earn air miles based on your purchases, and the amount you earn varies significantly depending on the credit card you use and the category of your spending.
For regular credit cards, you can convert your rewards into air miles through the credit card issuing bank’s online portal. Once you have converted your rewards into air miles, you can transfer them to the airline of your choice from a list of eligible airlines.
Air miles works well with co-branded credit cards such as Delta SkyMiles, United MileagePlus, and Southwest Rapid Rewards as they allow frequent flyers to earn miles on their everyday purchases.
What is a Frequent Flyer Programme?
A frequent flyer program is an airline’s loyalty program to reward their frequent customers. Customers can accumulate points for their flights and redeem them for future travel rewards.
Some well-known frequent flyer programs include MileagePlus (United Airlines), Rapid Rewards (Southwest Airlines), SkyMiles (Delta Air Lines), AAdvantage (American Airlines), and Mileage Plan (Alaska Airlines).
Benefits of Airline Loyalty Programs
- Priority Boarding: Frequent flyers can enjoy a faster check-in and boarding process.
- Lounge Access: Frequent flyers program allow members entry to exclusive airport lounges, which provide a comfortable environment with amenities.
- Cabin Upgrades: Frequent flyers can typically redeem their miles or points to upgrade to a higher class of service.
- Using Earned Rewards Towards Flights: Frequent flyer programs allow you to redeem your miles or points for discounts on future flights with their airline.
- Complimentary Checked Bags: Frequent flyers program members generally receive complimentary baggage check services with their airline’s loyalty program.
- Earning and Redeeming Points or Miles: Members earn points or miles based on distance flown, money spent, or through activities with affiliated partners, such as using co-branded credit cards.
- Merchandise and Services: Frequent flyers can access products, hotel stays, car rentals, or other services through the airline’s partners.
- Elite Status Tiers: Many programs feature tiered membership levels (e.g., Silver, Gold, Platinum), each offering progressively enhanced benefits.
Most Preferred Airlines in the USA for Domestic Travel?
The include:
| Economy Class | Business Class |
|---|---|
| Alaska AirlinesJetBlue AirwaysDelta Air Lines | Delta Air LinesUnited AirlinesAmerican Airlines |
Most Preferred Airlines for Transatlantic Flights to Europe from the USA?
The include:
| U.S. Airlines | European Airlines |
|---|---|
| Delta Airlines American AirlinesUnited Airlines | Air FranceBritish AirwaysLufthansa |
Which hotel chains are best for frequent flyers in the USA?
| Wyndham Rewards | World of Hyatt | Marriott Bonvoy |
|---|
Which hotel chains are best for frequent flyers in Europe, for US travelers?
| IHG One Rewards | Hilton Honors | Marriott Bonvoy | Transactions |
|---|
Can travel credit cards help with international purchases?
Yes, travel credit cards help with international purchases by offering features like:
| No Foreign Transaction Fees | Travel Rewards and Perks | Favorable Exchange Rate |
|---|
These credit cards provide convenience and security, minimizing the risks of carrying cash. Additionally, credit cards often offer favorable exchange rates and stronger consumer protection for disputed transactions.
What factors should I consider when choosing a travel rewards card?
When choosing a travel rewards credit card, consider various points such as spending patterns, travel habits, annual fees, value for rewards, loyalty program, and your travel goals.
Reward Programs with No Foreign Transaction Fees
One should look for a credit card that offers travel rewards programs, such as travel loyalty programs with no foreign transaction fees, making your travel easy and budget-friendly. You can also go for co-branded credit cards to earn great rewards.
Spending Habit
Before selecting the credit card, you should analyze your spending habits, i.e., where and how much you will spend on your flights, hotel, and other travel expenses. Suppose the card fulfills your spending habits and offers you a great discount, the GPO for that one.
Travel Goals
Before choosing a credit card, it’s essential to clarify your travel plans, as this is a significant factor to consider. Are you seeking free flights, hotel stays, or other travel benefits? Additionally, how often do you travel? These questions will help you decide if the annual fee and rewards are worthwhile.
Travel Benefits
Different type of credit cards offer different travel perks, such as airport lounge access, travel insurance, lounge access, travel emergency assistance, 24/7 concierge service, free checked bags, and more. So, analyze and choose which travel perks are beneficial to you.
Low or No Annual Fees
Many travel rewards credit cards do not have annual fees. This means that users can travel abroad without incurring extra costs. This feature is especially convenient for those who don’t often travel internationally. While premium credit cards may come with high annual fees, they typically offer substantial travel rewards and benefits in return.
Flexible Rewards Points for Miles Redemption
Travel-friendly credit cards enable you to redeem your points in various ways, such as for flights, hotel accommodations, car rentals, or other travel-related expenses. This feature helps travelers, especially those going on international trips, to pay for their travel expenses and plan vacations more comfortably using redeemed reward points.
Unlimited Rewards on International Purchases
You can also choose the credit card that offers high rewards of 2x points on travel or dining or 2x miles on every purchase. This allows the cardholders to earn rewards for purchases made abroad, regardless of the location.
Access to Airport Lounges
If you want to enjoy traveling comfortably, consider credit cards that grant access to exclusive airport lounges worldwide. This benefit is particularly useful for international travelers, as it allows you to relax in a luxurious and comfortable environment before boarding your flight.
Chase Bank
Chase Personal Credit Cards for Travel
For Frequent Flyers
- Card Name – Chase Sapphire Preferred® Credit Card
- Issuer – Chase
- Payment Gateway – Visa
- Annual Fee – $95
- APR – 20.49% – 27.49% variable APR
Travel Perks
- 2x points on other travel purchases
- 3x points on dining, including delivery and takeout
- 5x points on travel purchases via Chase Travel.
- Earn up to $50 in statement credits each account anniversary year for hotel stays booked through Chase Travel.
- Transfer your points with selected airlines and hotel travel partners.
Other Information
- 3x points on online grocery purchases
- 3x points on selected streaming services
- No foreign transaction fees.
Expert Feedback
The Chase Sapphire Preferred® Card offers great travel rewards and protections but lacks lounge access. The $95 fee is fair, making it ideal for beginners.
- Card Name – Chase Sapphire Reserve® Credit Card
- Issuer – Chase
- Payment Gateway – Visa
- Annual Fee – $550 annual fee, $75 for each authorized user
- APR – 21.49%–28.49% variable APR.
Travel Perks
- Earn 3x points on dining (including delivery and takeout) and other travel worldwide after spending the first $300 on travel.
- Enjoy 10x points on Chase Dining purchases with Ultimate Rewards®
- Redeem points for travel through Chase at 50% more value
- Complimentary access to 130+ airport lounge access.
- Earn 5x points on flights and 10x points on hotels (excluding The EditSM) and car rentals through Chase Travel after the first $300 spent on travel annually.
- Global Entry or TSA PreCheck® or NEXUS Fee Credit.
Other Information
- No foreign transactions.
- Extended Warranty Protection
- 24/7 Fraud Monitoring
- Chip-enabled for enhanced security
- No Blackout Dates or Travel Restrictions
- Ultimate Rewards Points Do Not Expire.
Expert Feedback
The Chase Sapphire Reserve® Credit Card offers 3x points on travel and dining, lounge access, and valuable travel benefits at an annual fee of $550. The Chase Sapphire Reserve® Credit Card is ideal for frequent travelers seeking luxury perks.
For International Flyers
- Card Name – Southwest Rapid Rewards® Priority Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $149 applied to the first billing statement
- APR – 20.49%–27.49% variable APR
Travel Perks
- Earn 2X points per $1 on Rapid Rewards® hotel and car rental partners.
- Earn 2X points per $1 on local transit and commuting, including rideshare.
- Earn 3X points per $1 on Southwest purchases
- Exclusive benefits for Cardmembers such as upgrade boardings, unlimited TQPs, 25% back on inflight purchases.
Other Information
- Earn 2X points per $1 on internet, cable, and phone services; select streaming.
- Earn 2X points per $1 on all other purchases
- Your points don’t expire, a benefit of the Rapid Rewards program.
- No foreign transaction fees when you use your card for purchases made outside the U.S.
Expert Feedback
The Southwest Rapid Rewards® Priority Card provides bonus points, flight perks, and a $75 annual travel credit. With a fee of $149, the card is a good option for those who frequently fly with Southwest Airlines.
- Card Name – UnitedSM Explorer Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $0 intro annual fee for the first year, then $95
- APR – 20.99%–27.99% variable APR
Travel Perks
- Earn up to 7x miles on United purchases
- 2x miles on hotel stays
- 2x miles on all other purchases
- Free first checked bag and priority boarding
- 2 United Club one-time passes per year
- Up to $120 as a statement credit for Global Entry, TSA Precheck® or NEXUS
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks.
Other Information
- Extended Warranty Protection
- Visa Concierge
- MileagePlus miles don’t expire.
Expert Feedback
The United Explorer Card provides free checked bags, priority boarding, and double miles on United flights. Its $95 annual fee, waived for the first year, is beneficial for United travelers.
For Hotel Stay
- Card Name – Marriott Bonvoy Boundless® Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $95
- APR – 20.49%–27.49% variable APR
Travel Perks
- Earn 3 Free Night Awards as a new cardmember
- Up to 17x total points at Marriott
- Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
Other Information
- Earn 3X points for every $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
- Earn 2X points for every $1 you spend on all other purchases.
- No foreign transaction fees when you use your card for purchases made outside the United States.
Expert Feedback
The Marriott Bonvoy Boundless® Card provides free night stays, 6x points at Marriott, and elite status perks. Its $95 annual fee is worthwhile for Marriott loyalists.
- Card Name – World of Hyatt Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $95
- APR – 19.99%–28.49% variable APR.
Travel Perks
- 4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels4 Bonus Points per $1 spent on qualifying purchases at Hyatt Hotels
- 2 Bonus Points per $1 at restaurants, airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships
- Receive one free night at any Category 1–4 Hyatt hotel or resort every year.
Other Information
- 1 Bonus Point per $1 spent on all other purchase
- Points don’t expire as long as your account is open
- No foreign transaction fees when you use your card for purchases made outside the United States.
Expert Feedback
The World of Hyatt Credit Card provides free nights, elite status, and 4x points for Hyatt purchases. Its $95 annual fee is advantageous for Hyatt loyalists.
- Card Name – IHG One Rewards Premier Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – MasterCard
- Annual Fee – $99
- APR – 19.99%–28.49% variable APR
Travel Perks
- Up to 26X total points at IHG® Hotels and Resorts
- Earn 5X total points on travel, dining, and at gas stations.
- Automatic Platinum Elite Status , Diamond Elite Status
- Get Anniversary Free Night
- Earn a $100 statement credit and 10,000 bonus points ( after spending $20,000 each calendar year).
- Redeem 3 Nights, Get 4th Night Free
- Save 20% on Reward Points Purchases
- Up to $50 United® Airlines TravelBank Cash each year.
Other Information
- Earn 3X points per $1 spent on all other purchases
- No foreign transaction fees when you use your card for purchases made outside the United States.
Expert Feedback
The IHG One Rewards Premier Card provides free night awards, 10x points at IHG hotels, and elite status. Its $99 fee is beneficial for IHG loyalists.
Chase Business Credit Cards for Travel
For International Flyers
- Card Name – Ink Business Preferred® Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $95
- APR – 20.24%–26.24% variable APR
Travel Perks
- Earn 3X points on shipping and other select business categories.
- Earn 25% more in travel redemption
- Trip Cancellation and Interruption Insurance
- Auto Rental Coverage.
Other Information
- Redeem for cash back, gift cards, travel experiences, and more through Chase Ultimate Rewards
- Stay on top of your business with Fraud Protection, Purchase Protection
- Your rewards points don’t expire as long as your account is open.
- Employee cards at no additional cost
- Transfer your Chase Ultimate Rewards points to participating frequent travel programs.
Expert Feedback
The Ink Business Preferred® Credit Card offers 3x points on travel, flexible redemptions, and strong travel protections.
- Card Name – United℠ Business Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $99
- APR – 20.99%–27.99% variable APR.
Travel Perks
- Enjoy a free first checked bag, priority boarding and other great United travel benefits.
- Get United ClubSM Access – 2 United Club one-time passes per year
- $100 United travel credit after 7 United flight
- Priority boarding
- 5,000 better-together anniversary bonus miles
- 25% back on United inflight and Club premium drink purchases.
Other Information
- Earn 2x miles on United purchases, dining, at gas stations, office supply stores and on local transit and commuting.
- MileagePlus miles don’t expire
- No blackout dates
- Visa Concierge.
Expert Feedback
The United℠ Business Card offers free checked bags, priority boarding, and 2x miles on United purchases but has a $99 annual fee and limited airline flexibility.
- Card Name – Southwest® Rapid Rewards® Premier Business Credit Card
- Issuer – JPMorgan Chase Bank
- Payment Gateway – Visa
- Annual Fee – $99 applied to first billing statement
- APR – 20.49%–27.49% variable APR.
Travel Perks
- 2X points on local transit and commuting
- Plus, 6,000 anniversary points each year.
- Earn 3 points per $1 spent on Southwest Airlines® purchases.
- Earn 2 points per $1 spent on Rapid Rewards hotel and car rental partner purchases.
- 2 EarlyBird Check-In® each year.
- 25% back on inflight purchases.
- Earn 1,500 tier qualifying points toward A-List status for every $5,000 spent
- $500 Fee credit for points transfers.
Other Information
- 1X points on all other purchases.
- no foreign transaction fees when you use your card for purchases made outside the United States
- Extended Warranty Protection
- With Rapid Rewards®, earn points on every purchase with no limits.
Expert Feedback
The Southwest® Rapid Rewards® Premier Business Card offers 2x points on Southwest purchases, no foreign transaction fees, and travel perks.
For Hotel Stay
- Card Name – World of Hyatt Business Credit Card
- Issuer – Chase Bank
- Payment Gateway – Visa
- Annual Fee – $199
- APR – 19.99%–28.49% variable APR
Travel Perks
- Up to 9 total Points per $1 spent at Hyatt Hotels.
- Earn 2 Bonus Points total per $1 spent in your top three spend categories, each quarter.
- 10% Redemption bonus
- Up to $100 in Hyatt statement credits
- Hyatt Leverage membership.
Other Information
- Earn 2 Bonus Points per $1 spent on fitness club and gym memberships.
- Plus, earn 1 Bonus Point per $1 spent on all other purchase
- Receive World of Hyatt Discoverist status for as long as your account is open
- Employee cards at no additional cost.
Expert Feedback
The World of Hyatt Business Credit Card offers 9x points on Hyatt stays, automatic elite status, and flexible rewards but has a $199 annual fee and limited airline transfer partners.
American Express
American Express Personal Credit Cards for Travel
For Frequent Flyers
- Card Name – American Express Platinum Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $695
- APR – 20.24% – 29.24%
Travel Perks
- Hilton Honors Gold & Marriott Bonvoy Gold Elite Status
- Free Credit for Global Entry or TSA PreCheck
- Access to global lounge
- 5x points on flights booked directly with airlines or through American Express Travel.
- Premium Car Rental Status with Hertz, Avis, and National.
Other Information
- 5x points on prepaid hotels booked on Amex.com.
- 1x points on other purchases.
- No foreign transaction fee
- Lifestyle & Shopping Rewards.
Expert Feedback
The American Express Platinum Card offers luxury perks like lounge access, 5x points on flights, and hotel elite status. Its $695 fee is high, and is ideal for frequent travelers looking for premium benefits.
For International Flyers
- Card Name – Delta SkyMiles® Reserve American Express Card
- Issuer – American Express National Bank
- Payment Gateway – AMEX
- Annual Fee – $650
- APR – 19.99% – 28.99% variable APR
Travel Perks
- 3x miles on delta purchases
- Enjoy 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta
- $120 Rideshare Credit
- Complimentary Access to the Centurion® Lounge
- Fee Credit for Global Entry or TSA PreCheck®.
Other Information
- 1x miles on other purchases
- Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year.
- Get up to $20 back each month after you pay in the U.S. Resy restaurants or make other eligible Resy purchases.
Expert Feedback
The Delta SkyMiles® Reserve American Express Card offers lounge access, 3x miles on Delta purchases, and free upgrades. While its $550 annual fee is high, it’s perfect for frequent Delta flyers looking for premium perks.
For Hotel Stay
- Card Name – Hilton Honors American Express Surpass® Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $150
- APR – 19.99% – 28.99% variable APR
Travel Perks
- 12X Hilton Honors Bonus Points on Hilton Purchases
- Earn Hilton Honors Bonus Points in the U.S. Online Retail Purchases
- Earn Hilton Honors Bonus Points on eligible Hilton purchases
- Complimentary Hilton Honors™ Gold Status.
Other Information
- 6X Hilton Honors Bonus Points at U.S. Restaurants, U.S. Supermarkets, and U.S. Gas Stations
- 4X Hilton Honors Bonus Points on U.S. Online Retail Purchases
- 3X Hilton Honors Bonus Points on all other Eligible Purchases.
Expert Feedback
The Hilton Honors American Express Surpass® Card offers 12x points at Hilton hotels, free breakfast, and Gold status for a $95 annual fee, making it ideal for Hilton loyalists.
American Express Business Credit Cards for Travel
For Frequent Flyers
- Card Name – American Express Business Platinum Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $695
- APR – 18.49% – 27.49% variable
Travel Perks
- 5X Membership Rewards® Points on Flights and Prepaid Hotels Booked on AmexTravel.com.
- Enroll your Business Platinum through American Express and get up to $200 in statement credits per calendar year.
- Get access to 1400+ airport lounges
- $200 Airline Fee Credit.
Other Information
- Enroll and get up to $200 in statement credits semi-annually on U.S. purchases with Dell Technologies.
- Earn 1.5X Membership Rewards® points on every dollar spent on eligible purchases at US: Construction material and hardware suppliers, Electronic goods retailers and software & cloud system providers, Shipping providers,
- Enroll and get up to $90 in statement credits per quarter year for purchases with Indeed.
Expert Feedback
The American Express Business Platinum Card offers 5x points on flights and prepaid hotels, access to airport lounges, and premium travel perks but has a $695 annual fee and high spending requirements for rewards.
For International Flyers
- Card Name – Delta SkyMiles® Reserve Business Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $650
- APR – 19.99% – 28.99% variable
Travel Perks
- Complimentary Access to The Centurion® Lounge and Escape Lounge
- Complimentary Delta Sky Club® Access
- Up to $250 Delta Stays Statement Credit
- $120 RideshareCredit
- $240 Resy Credit & Global Dining Access.
Other Information
- 3X MILES At Delta per every eligible dollar spent on purchases made directly with Delta.
- 1X MILES On Other Purchases made using the Delta SkyMiles® Reserve Business Card
- 1.5X MILES Per Dollar per Dollar On eligible transit, U.S. shipping & U.S. office supply store purchases
- Enjoy a Companion Certificate each year after renewal of your Delta SkyMiles Reserve Business Card.
Expert Feedback
The Delta SkyMiles® Reserve Business Card offers complimentary Delta Sky Club access, priority boarding, and a Companion Certificate but has a $650 annual fee and high spending requirements for elite perks.
For Hotel Stay
- Card Name – Hilton Honors American Express Business Credit Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $195
- APR – 19.99% – 28.99%
Travel Perks
- 12X BONUS POINTS At Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio.
- Complimentary Hilton Honors™ Gold Status
- Complimentary National Car Rental® Emerald Club Executive® Status
- Upgrade to Hilton Honors™ Diamond Status.
Other Information
- 5X BONUS POINTS On Other Eligible Purchases
- No Foreign Transaction Fees.
Expert Feedback
The Hilton Honors American Express Business Credit Card offers 12x points on Hilton purchases, complimentary Gold status, and free weekend night rewards but has a $95 annual fee and limited earning potential outside of Hilton stays.
- Card Name – Marriott Bonvoy Business® Credit Card
- Issuer – American Express
- Payment Gateway – AMEX
- Annual Fee – $125
- APR – 19.99% – 28.99%
Travel Perks
- Earn 3 Free Night Awards
- 6x points at hotels participating in the Marriott Bonvoy® program.
- Marriott Bonvoy® Room Rate Discount
- Elite Night Credits
- Complimentary Marriott Bonvoy Gold Elite Status
- Premium Internet Access.
Other Information
- 4x points at restaurants worldwide, gas at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on other purchases.
Expert Feedback
The Marriott Bonvoy Business® Credit Card offers 6x points on Marriott purchases, free night awards, and automatic Silver Elite status but has a $125 annual fee and limited bonus categories for non-Marriott spending.
Capital One
Capital One Personal Credit Cards for Travel
International Flyers
- Card Name – Capital One Venture X Rewards Credit Card
- Issuer – Capital One
- Payment Gateway – Visa
- Annual Fee – $395
- APR – 19.99% – 29.24% variable
Travel Perks
- $300 annual travel credit for booking through Capita One Travel.
- 10x miles on hotels and rental cars
- 5x points on flights and vacation rentals
- Lounge access
- Statement credits for travel
- TSA PreCheck or Global Entry reimbursement
- Complimentary Priority Pass membership.
Other Information
- 2x miles on all other purchases
- Miles Don’t Expire & No Blackout Dates
- No foreign transaction fee when making purchases outside of the United States.
- Free additional cardholder at no extra cost
- Earn through referral bonus.
Expert Feedback
The Capital One Venture X Rewards Credit Card offers 2x miles on all purchases, 10x miles on hotels and car rentals, and lounge access. Its $395 fee is high and is ideal for frequent travelers looking for premium rewards and perks.
Capital One Business Credit Cards for Travel
For Frequent Flyers
- Card Name – Capital One Spark 2X Miles Credit Card
- Issuer – Capital One
- Payment Gateway – Visa
- Annual Fee – $0 intro for the first year, $95 after that
- APR – 25.24% variable APR
Travel Perks
- Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
- $120 credit for Global Entry or TSA PreCheck®
- Use your miles on flights, hotels, vacation packages and more—you can even transfer miles to any of our 15+ travel partners.
Other Information
- Unlimited 2X miles on every purchase, with no restrictions or blackout dates
- $0 fraud liability
- Set up AutoPay option.
Expert Feedback
The Capital One Spark 2X Miles Credit Card offers 2x miles on every purchase, no annual fee for the first year, and flexible travel redemptions, but it has a $95 annual fee after the first year and no airport lounge access.
For International Flyers
- Card Name – Capital One Venture X Business
- Issuer – Capital One
- Payment Gateway – Visa
- Annual Fee – $395
- APR – N/A
Travel Perks
- Earn unlimited 2X miles on every purchase.
- Book through Capital One Travel to earn 5X on flights and 10X on hotels and rental cars.
- Receive an annual $300 credit for bookings through Capital One Travel.
- Redeem miles on flights, hotels, vacation rentals and more, with no restrictions or blackout dates.
Other Information
- $0 fraud liability
- Set up AutoPay option
- Redeem miles on flights, hotels, vacation rentals and more, with no restrictions or blackout dates.
Expert Feedback
The Capital One Venture X Business offers 2x miles on every purchase, 10x miles on hotels and rental cars, and lounge access but has a $395 annual fee and limited travel credit categories.
CITI Bank
CITI Bank Personal Credit Cards for Travel
For International Business
- Card Name – Citi® / AAdvantage® Executive World Elite MasterCard®
- Issuer – Citigroup
- Payment Gateway – MasterCard
- Annual Fee – $595 : $175 for up to 3 Authorized Users and $175 for each Authorized User thereafter.
- APR – 20.24% – 29.24% variable
Travel Perks
- Earn 70,000 American Airlines AAdvantage® bonus miles after spending $7,000 in first 3 months of account opening
- Earn 4x miles for every $ spent on eligible American Airlines purchases.
- First checked bag free on American Airlines domestic itineraries
- Global Entry or TSA PreCheck® application fee credit of up to $120 every 4 years
- Travel Protection Benefits
- Up to $120 Avis® or Budget Prepaid Car Rental Statement Credit
- Up to $120 Grubhub Statement Credit
- 10x miles on hotels booked through aadvantagehotels.com.
Other Information
- No foreign transaction fees
- No limit on the miles you can earn.
Expert Feedback
The Citi® / AAdvantage® Executive World Elite Mastercard® offers Admirals Club® access, free checked bags, and priority boarding but has a $595 annual fee and limited bonus categories.
Wells Fargo Personal Credit Cards for Travel
For Hotel Stay
- Card Name – Choice Privileges® MasterCard®
- Issuer – Wells Fargo
- Payment Gateway – MasterCard
- Annual Fee – $0
- APR – 19.99%, 24.24%, or 29.24%, variable
Travel Perks
- 5x points on stay at participating Choice Hotels
- Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
- Get access to additional security benefits, exclusive offers, concierge, travel & lifestyles services, and more.
Other Information
- 3x points on purchases at gas stations, Grocery, home improvement stores, phone plan services
- 1x points on other purchases
- No foreign currency conversion fee for purchases converted to U.S. dollars.
Expert Feedback
The Choice Privileges® Mastercard® offers 5x points on Choice Hotels stays, no annual fee, and automatic Gold status but has limited redemption options.
Barclays Business Credit Cards for Travel
For Frequent Flyers
- Card Nam – JetBlue Business Card
- Issuer – Barclays Bank Delaware
- Payment Gateway – Mastercard
- Annual Fee – $99
- APR – 20.24% to 29.99% variable
Travel Perks
- Free first checked bag for you and up to 3 eligible travel companions on JetBlue-operated flights.
- Group A boarding on JetBlue-operated flights
- Get 10% of your points back after you redeem for and travel on a JetBlue-operated Award Flight
- Receive a $100 statement credit after you purchase a JetBlue Vacations package of $100.
Other Information
- 2X points at restaurants and office supply stores
- 1X points on all other purchases
- 6X points on eligible JetBlue and Paisly purchases
- Points never expire
- $0 Fraud Liability protection.
Expert Feedback
The JetBlue Business Card offers 2x points on JetBlue purchases, no foreign transaction fees, and a free first checked bag.
Bank of America Business Credit Cards for Travel
For International Flyers
- Card Name – Alaska Airlines Visa® Business Credit Card
- Issuer – Bank of America
- Payment Gateway – Visa
- Annual Fee – $70
- APR – 20.24% to 28.24% variable APR
Travel Perks
- Earn miles with no mileage cap
- Free checked bag + priority boarding
- Enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.
- Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska Airlines Business card.
- Flexibility with no blackout dates on Alaska Airlines flights when booking with miles or a companion fare.
Other Information
- Free access to business credit scores
- Cash Flow Management Tools
- Travel and Emergency Services
- Fraud Monitoring.
Expert Feedback
The Alaska Airlines Visa® Business Card offers Companion Fare, free bags, and triple miles but has a $70 annual fee and limited redemption options.
Conclusion
The best credit cards for travel rewards provide high earning potential on travel expenditures, premium benefits such as lounge access and free checked baggage, and flexible redemption possibilities. However, they frequently come with expensive annual fees and spending limits. So, select the card according to your travel habits and reward preferences.