Apple Pay and Google Pay, along with other digital payment methods, enable users to make secure and time-saving transactions that replace conventional card-based payments in the digital era. Here, we examine popular American credit cards that work flawlessly with Apple Pay and Google Pay systems.
Different credit cards offer customers rewards, including daily cashback and travel privileges, to suit different spending preferences. Our analysis includes specialized advice regarding the optimum usage of cards with both Apple Pay and Google Pay platforms. This article discusses credit cards that will help you enhance your digital experience.
Summary Table (TLDR)
Top 9 Credit Cards in the USA for Apple Pay & Google Pay [2025]
| S. N. | Name of Reward Credit Card | Best Feature/ Known For |
| 1 | American Express Blue Cash Everyday Card | High cashback on groceries and gas with no annual fee |
| 2 | Chase Sapphire Preferred Card | Excellent travel rewards and flexible redemption options |
| 3 | Capital One QuicksilverOne Cash Rewards Credit Card | Unlimited 1.5% cashback on all purchases |
| 4 | Citi Double Cash Card | 2% cashback (1% on purchase + 1% on payment) |
| 5 | Bank of America Cash Rewards Credit Card | 3% cashback on a chosen category (gas, dining, online shopping, etc.) |
| 6 | Wells Fargo Active Cash Card | Unlimited 2% cashback on all purchases with no categories |
| 7 | American Express Gold Card | Hih rewards on dining and groceries, plus travel perks |
| 8 | Chase Freedom Unlimited | 1.5% cash back on all purchases + bonus cashback on travel |
| 9 | Capital One SavorOne Cash Rewards Credit Card | 3% cash back on dining, entertainment, streaming, and grocery purchases |
Best Credit Cards in the USA for Apple Pay & Google Pay for [March 2025]
1. American Express Blue Cash Everyday® Card
This card supports secure transactions through tokenization technology because it operates perfectly with both Apple Pay and Google Pay. Digital wallet users can safely pay without security concerns when they add their wallets before using contactless payments at supermarkets, gas stations, and retail stores.
Cashback and Everyday Spending
| Issuer | American Express |
| Payment Gateway | AMEX |
| Credit Score | Good-Excellent |
| Intro APR | 0% for 15 months |
| Regular APR | 18.24% – 29.24% Variable |
| Sign In Bonus | $200 statement credit after $2,000 spent in 6 months |
| Balance Transfer | 18.24% – 29.24% Variable |
| Best For | Budget-Conscious Families |
The American Express Blue Cash Everyday® Card is a great cashback card for families, offering 3% back at U.S. supermarkets (up to $6,000 per year), 2% on gas and department stores, and 1% on everything else. Issued by American Express, it’s perfect for everyday spending and maximizing household purchases.
This card has no annual fee and requires a good credit score (700+). Credit limits are determined by financial history. The card offers a 0% intro APR for 15 months on purchases and balance transfers. While there is no referral program, it includes perks such as purchase protection, fraud liability coverage, and access to Amex Offers for extra savings.
Key Features:
- No annual Fee
- Cashback
- Everyday Spending
Reward Rate:
- 3% cash back on groceries
- 3% cash back on gas stations & online retail purchases
Other Information:
- N/A
Pros & Cons of American Express Blue Cash Everyday Card
| Pros | Cons |
|---|---|
| 3% cashback on groceries, gas, and online shopping | Requires good to excellent credit |
| No annual fee | High APR after the intro period |
| $200 welcome bonus | Foreign transaction fees apply |
Expert Advice:
Prospective customers need a budget-friendly card that works with Apple Pay and Google Pay, and the Blue Cash Everyday Card meets these needs. Customers will appreciate this daily spending card, which provides cashback rewards that cover groceries, gas purchases, and online shopping requirements at no extra cost each year.
2. Chase Sapphire Preferred® Card
Using the Chase Sapphire Preferred card, users can link this to Apple Pay and Google Pay for quick and secure contactless transactions. The Visa card functions at nearly all points of sale, enabling buyers to collect travel and dining points without needing their physical card.
Credit Building
| Issuer | Chase Bank | ||
| Payment Gateway | Visa | ||
| Credit Score | Good-Excellent | ||
| Intro APR | N/A | ||
| Regular APR | 21.24%–28.24% | ||
| Sign In Bonus | 60,000 points after $4,000 spent in 3 months | ||
| Balance Transfer | N/A | ||
| Best For | *Frequent Travellers *Food Enthusiasts |
The Chase Sapphire Preferred® Card is a great option for travel enthusiasts, and it is issued by Chase. This card offers various travel rewards, dining reward points, and flexible redemption options, which allow users to maximize their travel benefits while managing expenses efficiently.
The card has an annual fee of $95 and provides 2X points on travel and dining purchases. Credit limits vary, and applicants need a good credit score to qualify. In many cases, it may also allow beginners to have a credit card. This card also includes a referral program and travel insurance.
Key Features:
- Travel Rewards
- Dining Benefits
- Transferable points to airlines
- Offers 60,000 Bonus Points
- No Foreign Transaction Fee
Reward Rate:
- 5x points on travel via Chase Ultimate Rewards
- 3x points on dining, streaming, and online grocery
Other Information:
- Charges $95 Annual Fee
- Charges 5% or $10 Cash Advance Fee
Pros & Cons of Chase Sapphire Preferred® Card
| Pros | Cons |
|---|---|
| Do not charge any international transaction fee. | Cardholders may charge an annual fee of $95. |
| Offers various dining and travel points on purchases. | Low bonus rates as compared to other cards. |
| Provides primary rental car coverage. | Does not offer intro APR on balance transfers. |
| Allows flexible rewards redemption |
Expert Advice:
Frequent hotel and flight bookers should choose this card due to its advantageous features. The combination of Apple Pay and Google Pay and this card enables users to earn double points while enjoying trip protection for travel and dining purchases.
3. Capital One QuicksilverOne Cash Rewards Credit Card
Travelers can use the QuickSilverOne Cash Rewards Card seamlessly between Apple Pay and Google Pay while making transactions at international locations across the world. Security is increased as the contactless payment capability of this card works with digital wallets, which reduces potential fraud incidents.
Online Shopping & Cashback
| Issuer | Capital One |
| Payment Gateway | Mastercard |
| Credit Score | Fair/ Average |
| Intro APR | 0% for 15 months |
| Regular APR | 19.99%-29.99% |
| Sign In Bonus | $200 |
| Balance Transfer | 29.99% |
| Best For | Household/ Regular Shopper |
The Capital One QuicksilverOne Cash Rewards Credit Card offers 1.5% cash back on all purchases. Issued by Capital One, it’s ideal for those looking to earn rewards on everyday spending.
With a variable APR of 29.74% and no annual fee, the card also offers $0 fraud liability and no foreign transaction fees. A fair credit score is required, and it includes tools for credit monitoring and budgeting.
Key Features:
- 1.5% Cash Back on every purchase
- Unlimited Reward
- No annual fee for the first year
- No foreign transaction fees
Reward Rate:
- 1.5% on every purchase, every day
Other Information:
- Cash Advance Fee of 3% of the amount
Pros & Cons of Capital One QuicksilverOne Cash Rewards Credit Card
| Pros | Cons |
|---|---|
| Simple cashback on all purchases | Higher APR |
| No annual fee | Requires fair credit |
| Flexible redemption options | – |
Expert Advice:
People who want to build their credit rating should choose this card, as it provides 1.5% cash back for all transactions. Users who responsibly make transactions through Apple Pay and Google Pay on the card can enhance their credit rating and get rewards despite the annual fee.
4. Citi® Double Cash Card
Users can make effortless contactless transactions at all outlets that accept ApplePay and Google Pay with their Double Cash Card from Citibank. Citi’s advanced security tools provide complete transaction protection; therefore, it stands as an excellent digital payment option for consumers.
Credit Building & Cashback
| Issuer | CitiBank |
| Payment Gateway | Mastercard |
| Credit Score | Good-Excellent |
| Intro APR | 0% for 18 months |
| Regular APR | 19.24%-29.24% |
| Sign In Bonus | N/A |
| Balance Transfer | 19.24%-29.24% |
| Best For | Everyday users, Budget-conscious users, Credit Builders, Online Shoppers |
Citi’s Double Cash® Card, which Citi issues, provides an easy and rewarding cashback program. Its standout feature is the ability to earn 2% cashback (1% on purchases and an additional 1% when payments are made). With no category restrictions, this card is a versatile option for everyday spending.
The card has no annual fee. Its unique feature is the ability to earn cashback twice. The credit limit depends on creditworthiness. A good credit score (670+) is required. No referral program, but it offers balance transfer options and fraud protection.
Key Features:
- Best for Flat-Rate Cashback
- No Annual Fee is Charged
- Simple and Easy-to-Use Cashback
Reward Rate:
- 2% Unlimited cashback (1% on purchases, 1% on payments)
Other Information:
- The cash advance fee is 5% or $10
- Charges 3% International Transaction Fee
Pros & Cons of Citi® Double Cash Card
| Pros | Cons |
|---|---|
| 2% cash back on all purchases (1% when you buy, 1% when you pay). | Cash-back is earned only when you pay the bill, not instantly. |
| No annual fee. | Foreign transaction fees apply. |
| High rewards rate on all spending categories. | No sign-up bonus or additional bonus categories. |
Expert Advice:
The simple cashback card option provides users with this excellent choice for their needs. Users receive consistent market rewards for their purchases since they receive 2% back through payment transactions. Users who pair the card with Apple Pay and Google Pay will achieve maximum cash-back benefits on their everyday expenses.
5. Bank of America® Cash Rewards Credit Card
This card seamlessly integrates with Apple Pay and Google Pay because it supports encrypted tokenized payment methods to protect security. Users can also administer their financial transactions through Bank of America’s mobile application to perform contactless shopping and dining transactions easily.
Cashback
| Issuer | Bank of America |
| Payment Gateway | Visa |
| Credit Score | Good to Excellent |
| Intro APR | 0% for 15 billing cycles on purchases and balance transfers made within 60 days of account opening. |
| Regular APR | 18.24% – 28.24% Variable APR. |
| Sign-up Bonus | $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening. |
| Balance Transfer | 18.24% – 28.24% Variable APR. |
| Best For | General Consumers Professionals |
The Bank of America® Cash Rewards Credit Card, issued by Bank of America, offers 3% cash back in a category of your choice, 2% at grocery stores and wholesale clubs, and 1% on all other purchases. It’s ideal for maximizing rewards on everyday spending.
The card has no annual fee and offers a $200 online cash rewards bonus after making $1,000 in purchases within the first 90 days. It also provides a low introductory APR for the first 15 billing cycles.
Key Features:
- Customizable cash back categories.
- No Annual Fee
- International transaction fees of 3%
Reward Rate:
- 3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings).
- 2% cash back at grocery stores and wholesale clubs.
- 1% cash back on all other purchases
Other Information:
- The cash advance fee is either $10 or 3% of the amount of each transaction, whichever is greater.
Pros & Cons of Bank of America® Cash Rewards Credit Card
| Pros | Cons |
|---|---|
| 3% cashback on a chosen category (e.g., gas, dining, online shopping) | 3% and 2% cashback categories have a $2,500 quarterly spending cap |
| No annual fee | Foreign transaction fees apply (not ideal for travel) |
| Bonus rewards for Bank of America Preferred Rewards members | Requires good to excellent credit for approval |
Expert Advice:
Users seeking Apple Pay or Google Pay capabilities should consider this card because it allows them to customize their reward categories. To optimize savings, users who prefer 3% cashback should choose their favorite category between gas dining and online shopping. Keeping your transactions under the defined quarterly cashback app will ensure you maximize earnings.
6. Wells Fargo Active Cash® Card
Apple Pay and Google Pay users can Access the Active Cash Card, which provides contactless payment convenience and unlimited 2% cashback on every purchase. This platform’s fraud protection system maintains digital transaction security and protects against malicious acts.
Cashback
| Issuer | Wells Fargo |
| Payment Gateway | Visa |
| Credit Score | Good- Excellent |
| Intro APR | 0% Intro APR for 15 months |
| Regular APR | 19.24% to 29.24% Variable APR |
| Sign In Bonus | $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. |
| Balance Transfer | 19.24% to 29.24% Variable APR |
| Best For | Individuals Seeking Cash Back |
The Wells Fargo Active Cash® Card is a top-tier cashback credit card offering an unlimited 2% cash reward on every purchase. Issued by Wells Fargo, it provides straightforward rewards with no categories to track, making it an excellent everyday spending card.
It has no annual fee and a generous welcome bonus. Requires a good to excellent credit score. The card offers a 0% intro APR for 15 months, cell phone protection, and Visa Signature benefits, making it a well-rounded option.
Key Features:
- Simple cash-back rewards
- No annual fee
Reward Rate:
- 2% cash back on all purchases
Other Information:
- Either $10 or 5% of the amount of each cash advance, whichever is greater
Pros & Cons of Wells Fargo Active Cash® Card
| Pros | Cons |
|---|---|
| Unlimited 2% cashback on all purchases | Requires good credit |
| No annual fee | High APR after the intro period |
| $200 welcome bonus | Foreign transaction fees apply |
Expert Advice:
This card helps users who want unlimited rewards benefits but prefer not to monitor what they buy. Due to the reliability of this payment method, every transaction made with Apple Pay, Google Pay, or the physical card leads to unlimited rewards of 2% due to the reliability of this payment method.
7. American Express® Gold Card
The Amex Gold allows processing through Apple Pay and Google Pay so users can accomplish safe and fast transactions by taken-based payments. Users obtain excellent dining and grocery rewards together with a hassle-free digital wallet connection for transactions.
Travel and Dining Rewards
| Issuer | American Express |
| Payment Gateway | AMEX |
| Credit Score | Good-Excellent |
| Intro APR | N/A |
| Regular APR | 21.24%–29.24% |
| Sign-up Bonus | 60,000 Membership Rewards points after $4,000 spent in 6 months |
| Balance Transfer | N/A |
| Best For | Food Enthusiasts Frequent Travelers |
The American Express® Gold Card, issued by American Express, provides generous rewards on everyday purchases, including dining and travel. Its best feature is the Membership Rewards program, offering valuable points for various expenses.
The card has an annual fee of $ 325 plus applicable taxes. Unique features include no pre-set spending limit and access to the Gold Collection rewards. The required credit score is 700+. The referral program offers bonus Membership Rewards points.
Key Features:
- Dining Rewards
- Travel Rewards
- No Foreign Transaction Fee
Reward Rate:
- 4x points on dining at restaurants
- 3x points on flights booked directly with airlines
Other Information:
- Cash advance fee of 5% or $10
Pros & Cons of American Express® Gold Card
| Pros | Cons |
|---|---|
| 4x points on dining and groceries | Limited travel benefits |
| 3x points on flights | No airport lounge access |
| Lower annual fee than Platinum | Rewards redemption limitations |
Expert Advice:
Food enthusiasts and frequent travelers seeking an ideal payment solution should choose this card. The combination of Apple Pay or Google Pay with the strategy to maximize dining and supermarket 4x points creates an optimal choice for food enthusiasts. Attention should be paid to the $250 annual fee.
8. Chase Freedom Unlimited®
Users can benefit from worldwide acceptance provided by Chase Freedom Unlimited because it works with both Apple Pay and Google Pay systems. The system provides secure, touchless payment methods that customers can use easily. The network acceptance guarantee comes from Visa through their worldwide platform.
Credit Building
| Issuer | Chase | ||
| Payment Gateway | Visa | ||
| Credit Score | Good-Excellent | ||
| Intro APR | 0% for 15 months | ||
| Regular APR | 20.24%–28.99% | ||
| Sign-up Bonus | $200 after $500 spent in 3 months | ||
| Balance Transfers | 20.24%–28.99% | ||
| Best For | *General Consumers *Students |
The Chase Freedom Unlimited® Card is designed for everyday spending. Issued by Chase, it offers unlimited cash back on all purchases and helps manage expenses efficiently. It provides flexibility in earning rewards.
The card has no annual fee and offers 1.5% cash back on all purchases. The credit limit varies, and a good credit score is required. It also includes a referral program and purchase protection.
Key Features:
- Offers Cashback Rewards
- 5% Cash on Travel Purchases
- No Annual Fee
Reward Rate:
- 1.5% unlimited cashback on all purchases
- 3% cash back on dining & drugstores
Other Information:
- Charges 5% or $10 Cash Advance Fee
- Charges 3% International Transaction fee
Pros & Cons of Chase Freedom Unlimited®
| Pros | Cons |
|---|---|
| Charges no annual fee. | High APR as compared to other cards. |
| Offer Intro APR for 15 months. | Charges International transaction fee. |
| No minimum redemption amount is required. | – |
Expert Advice:
This card works best for customers who combine travel incentives with cash rebate benefits. This credit card provides unlimited 1.5% cashback on all purchases, together with bonus reward points for dining and drugstores and for travel expenses.
9. Capital One SavorOne Cash Rewards Credit Card
The SavorOne Cash Rewards Card lets users make safe contactless payments with Apple Pay and Google Pay for dining venues, theaters, and grocery establishments. Contactless transactions through payments provide users with convenience alongside security benefits.
Everyday Spend & Cashback
| Issuer | Capital One |
| Payment Gateway | Mastercard |
| Credit Score | Good-Excellent |
| Intro APR | 0% for 12 months |
| Regular APR | 19.24%-29.24% Variable |
| Sign In Bonus | $300 after spending $3,000 in the first 3 months |
| Balance Transfer | 19.24%-29.24% Variable |
| Best For | Food Enthusiasts, Professionals |
The Capital One SavorOne Cash Rewards Credit Card is designed for foodies and entertainment lovers, offering unlimited 3% cash back on dining, entertainment, popular streaming services, and grocery stores (excluding superstores). Issued by Capital One, it also features 5% cash back on hotels and rental cars booked through Capital One Travel.
With no annual fee, the SavorOne card provides premium cashback rewards without extra costs. A credit score of 700+ is generally required. The card features an introductory 0% APR for 15 months, no foreign transaction fees, and a referral program that rewards users with cash bonuses for inviting friends. Other benefits include travel accident insurance and fraud protection.
Key Features:
- High rewards for dining & entertainment
- No Annual Fee
Reward Rate:
- 3% cash back on dining, entertainment, and streaming; 1% on all other purchases
Other Information:
- Cash Advance Fee 5% or $10, whichever is greater
Pros & Cons of Capital One SavorOne Cash Rewards Credit Card
| Pros | Cons |
|---|---|
| High cashback on dining and entertainment | Lower cashback in other categories |
| No annual fee | It may require good credit |
| Great for food and entertainment lovers | – |
Expert Advice:
Everyone who loves entertainment activities should select this card. It provides 3% cashback benefits at dining venues, streaming entertainment venues, and grocery shopping places. The card offers excellent reward opportunities and has no annual fee, making it optimal for people who make regular payments through Apple Pay or Google Pay.
Comparison Table
| No. | Name of the Card | Payment Gateway | Best For | Credit Score | Annual Fee | Annual Percentage Rate (Intro APR) | Balance Transfer (Regular APR) | Sign-In Bonus | Decision Criteria |
| 1 | American Express Blue Cash Everyday Card | American Express | Grocery & Online Shopping Rewards | Good-Excellent | None | 0% for 15 months | 19.24%-29.99% | $200 cashback | No annual fee, strong cashback categories |
| 2 | Chase Sapphire Preferred Card | Visa | Travel Rewards | Good-Excellent | $95 | None | 21.24%-28.24% | 60,000 points | Great travel rewards, transfer partners |
| 3 | Capital One QuicksilverOne Cash Rewards Credit Card | Mastercard | Flat-Rate Cashback | Fair-Good | $39 | None | 30.74% | None | 1.5% cash back on all purchases |
| 4 | Citi Double Cash Card | Mastercard | Cashback on All Purchases | Good-Excellent | None | 0% for 18 months (balance transfers only) | 19.24%-29.24% | None | 2% cashback (1% on purchase, 1% on payment) |
| 5 | Bank of America Cash Rewards Credit Card | Visa | Customizable Cashback | Fair-Good | None | 0% for 15 months | 18.24%-28.24% | $200 cashback | Choose your 3% cashback category |
| 6 | Wells Fargo Active Cash Card | Visa | Flat-Rate Cashback | Good-Excellent | None | 0% for 15 months | 20.24%-29.99% | $200 cashback | 2% unlimited cashback |
| 7 | American Express Gold Card | American Express | Dining & Travel Rewards | Good-Excellent | $250 | None | 21.24%-29.24% | 60,000 points | High dining rewards, statement credits |
| 8 | Chase Freedom Unlimited | Visa | Everyday Cashback & Travel | Good-Excellent | None | 0% for 15 months | 20.24%-29.99% | $200 cashback | 1.5%-5% cashback, no annual fee |
| 9 | Capital One SavorOne Cash Rewards Credit Card | Mastercard | Dining & Entertainment | Good-Excellent | None | 0% for 15 months | 19.99%-29.99% | $200 cashback | 3% cash back on dining, streaming, entertainment |
Methodology
The selection of credit cards for this category is based on their compatibility with Apple Pay and Google Pay, ensuring seamless integration for secure contactless payments. We verified issuer support through official sources like Apple, Google, and bank websites while considering real-world usability based on customer feedback and reviews.
In addition to compatibility, we analyzed consumer adoption trends using industry ranking. Cards were chosen based on popularity, rewards, cashback benefits, and security features. Our expert insights highlight the best use cases for each card, helping users maximize rewards and convenience while using Apple Pay or Google Pay.
Choosing the Best Credit Cards for Apple Pay & Google Pay
Apple Pay and Google Pay must officially approve a card to function properly and protect user transactions securely. Customers can verify compatibility on issuer websites and through user feedback.
- The superior credit cards include valuable incentives that allow users to earn cash return on basic daily spending or travel points and restaurant benefits, which provide maximum value from digital wallet payments.
- Security Features combine zero fraud liability with advanced encryption that protects payments when users utilize Apple Pay or Google Pay.
- Digital wallets through Apple Pay and Google Pay function globally at most retailers thanks to Visa, Mastercard, and American Express as their accepted networks.
The additional advantages found within Apple Pay and Google Pay (such as purchase protection alongside extended warranties and travel insurance alongside exclusive merchant offers) give value to users who use these platforms often.
Why do you need a credit card for Apple Pay & Google Pay?
Retail stores, restaurants, and online environments accept payments through Apple Pay or Google Pay by linking credit cards. Credit card users enjoy superior financial convenience because they provide reward programs, credit establishment benefits, and efficient expense management features. Digital transactions become safer when people use credit cards because of their superior fraud protection and dispute resolution services.
Credit cards with Apple Pay and Google Pay offer users bonus benefits, including cashback and special rewards. The wallets also enable users to access exclusive partner discounts, making them suitable for everyday transactions when paired with associated merchants.
How Do Credit Cards for Apple Pay & Google Pay Beneficial?
Users obtain enhanced functionality through Apple Pay and Google Pay when they link their credit cards because these service providers integrate payment security with reward benefits and spending flexibility. Digital transaction security is ensured by encryption, while biometric identification secures each payment because of the alternative it provides compared to traditional physical cards.
When users opt for credit cards instead of debit cards, they gain access to consumer rewards, including cashback redemption on food stores, restaurants, and travel services. Credit cards also provide zero liability protection when using digital payments, preventing users from being responsible for fraudulent transactions.
Through Apple Pay and Google Pay transactions, mobile wallet users gain exclusive benefits from their credit card issuers. They receive bonus points and statement credits. The benefits offered and preferred savings options of these credit cards ensure that users select them as their main choice.
Advantages of Credit Cards for Apple Pay & Google Pay
Transaction tokenization increases security by substituting real payment details with encrypted codes, which minimizes fraud opportunities. Security is also enhanced by using Face ID, Touch ID, or passing codes alongside other authentication methods.
Customer credit cards provide bonus points, miles, and cashback features, which allow users to maximize savings through Apple Pay and Google Pay. Contactless payments let customers bypass physical cards entirely, allowing for rapid and hassle-free transactions across stores, restaurants, and public transportation systems.
User financial security is better because credit cards have zero liability policies, which protect consumers against unauthorized transactions. The global network of Visa Mastercard and American Express allows Apple Pay and Google Pay to operate efficiently across international borders as a result of their acceptance by these major credit card companies.
FAQs!
Which credit cards work best with Apple Pay and Google Pay?
All the payment cards discussed in this article, including Chase Sapphire Preferred, American Express Gold Card, and Citi Double Cash Credit Card, offer full Apple Pay and Google Pay support, which enables safe payments and contactless transactions.
How do I add my credit card to Apple Pay or Google Pay?
Launch the Apple Wallet or Google Pay app to access the “Add Card” section. Follow the instructions to enter your card information and complete the bank verification steps. Once you have added your card, the system will enable contactless payments.
Do I earn rewards and cashback using Apple Pay or Google Pay?
All the cashback programs and rewards from cards operate exactly like traditional card purchases through Apple Pay and Google Pay.
Are digital wallet payments secure?
Apple Pay and Google Pay implement tokenization, which protects users from fraud through data encryption of payment details. Digital wallet transactions need users to authenticate through their Face ID fingerprint verification or passcode method for increased security protection.
Does every retailer accept Apple Pay and Google Pay?
The majority of contactless payment terminals support Apple Pay and Google Pay, as do most major retailers, restaurants, and online stores. Customers must look for contactless payment symbols in checkout areas.